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Lesson 46

Lesson Title: "Financial Responsibility"

OTHER RESOURCES:

OBJECTIVE:

Each young woman will understand the need to become financially responsible.

PREPARATION:

  1. Make a copy of the handout “Financial Responsibility” for each young woman. The handout is at the end of the lesson. Also bring pencils.
  2. Make a wordstrip of the following statement: Provident living is being “wise, frugal, prudent, making provision for the future while attending to immediate needs.”
  3. Ask a young woman to tell about the kinds of work she has done, either to earn money or to help her family. Ask her to discuss how this work has helped her prepare for the future and how she has used any money she has earned.
  4. Bring a ledger or notebook to illustrate ways of keeping financial records.
  5. Assign young women to present any scriptures, stories, or quotations you wish.

ATTENTION GETTER:

Distribute pencils and copies of the handout. Ask the young women to answer the questions on the handout. Assure them that only they will see their answers. After they have completed, ask that they keep the questions in mind as the lesson is being discussed.

LESSON:

Lesson 46 at lds.org

CONCLUSION:

Remind the young women of how important it is for us to learn to take personal responsibility for our finances. We can use financial resources wisely and so avoid problems both now and in our future lives. We can become self-reliant without financial fear, feel the joy of having our own possessions, and enjoy the happiness and security that come from provident living. Lesson Application Encourage the young women to obtain some kind of notebook or ledger to begin keeping proper financial records. Suggest that they take home the “Financial Responsibility” handout and discuss it with their parents, asking for help in learning to take responsibility for their personal finances.

HANDOUT:

copy a handout for each young women onto green paper. Copy it from your lesson manual on page 178.

MID-WEEK ACTIVITY IDEA:

Give the young women $5.00 (total) and tell them they have to fix them dinner on that much money. Take them shopping at the grocery store and then back to the church to fix their dinner. It's interesting to see what they come up with.